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11.05.2003
No Kidding? More Thoughts on Health Care INDUSTRYWEEK DAILY PAGE: "The most recent National Small Business Poll from the Washington, D.C.-based National Federation of Independent Business shows just 48% of small businesses offer health insurance. Of those employers not offering health care, 65% of those surveyed say high cost is the major reason they don't provide coverage. Another 31% of small business owners contend that setting up and funding a health insurance plan is too complicated. The poll involved 750 employers, with interviews being conducted between April 30 and May 29 of this year. " My question: Where is the money going? We have this tendency to think about money disappearing somewhere when it is spent. So when we think about the rising cost of health care, we have to ask a more relevant question: who is on the receiving end? If the money is going into the pockets of a few individuals who are using the system to amass vast personal fortunes we should be more worried than if that money is being used to employ thousands of workers needed to provide care, do research and file paperwork. Once we know that answer we can determine what to do next. The goal here is to make sure that every individual has access to quality care at a reasonable price. We can see that our goal is only compatible with one of the above scenarios. For while both will cause rising costs only the scenario that involves profiteering can be solved without a loss of quality care for people. Which reminds me of some stock advice I once heard; go with pharmaceutical and health care. | |
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